Privacy Policy
Last Updated: January 2025At linarurone, we're serious about protecting your privacy. This policy explains how we handle your information when you use our budget contingency planning services.
We operate under Australian privacy laws, including the Privacy Act 1988 and the Australian Privacy Principles. If something's unclear or you have questions, reach out.
Privacy Officer Contact:
Email: info@linarurone.com
Phone: +61 3 9325 5000
Address: 4 Honeysuckle St, Bendigo VIC 3550, Australia
What Information We Collect
We collect different types of information depending on how you interact with our services. And we only collect what we actually need—nothing more.
Information You Give Us Directly
When you sign up for our educational programs or contact us, you'll provide:
- Name and contact details (email, phone number)
- Business information if you're enquiring about corporate training
- Financial planning preferences and budget information
- Education background and learning goals
- Payment details for program enrolment
Information We Collect Automatically
Like most websites, we gather some technical data when you visit:
- IP address and browser type
- Pages you visit and how long you stay
- Device information and operating system
- Referring websites and search terms
How We Use Your Information
We're not in the business of selling data. Everything we collect serves a specific purpose related to providing you with quality financial education.
| Purpose | Why We Need It |
|---|---|
| Program Delivery | To provide access to learning materials and track your progress through our budget planning courses |
| Communication | Send you course updates, answer questions, and provide support when you need it |
| Improvement | Understand which parts of our programs work well and what needs refinement |
| Legal Compliance | Meet Australian financial education regulations and maintain proper records |
| Security | Protect against fraud and ensure our platform stays secure |
Marketing Communications: We'll only send you promotional emails if you've opted in. You can unsubscribe anytime using the link in any email we send.
Who We Share Information With
We don't hand your data to random third parties. But there are some situations where sharing is necessary:
Service Providers
We work with trusted companies that help us run our platform—things like hosting services, payment processors, and email systems. These providers can only use your data to do what we've hired them for.
Legal Requirements
If Australian law requires it, or if we need to protect our legal rights, we might share information with government agencies or legal authorities. This isn't something we do lightly.
Business Transfers
If linarurone merges with another company or gets acquired, your information would transfer as part of that transaction. We'd notify you beforehand.
No Data Selling: We don't sell, rent, or trade your personal information to marketers or data brokers. That's not our business model and never will be.
Your Privacy Rights
Under Australian privacy law, you have solid rights about your personal information. Here's what you can do:
Access Your Data
Request a copy of all personal information we hold about you. We'll provide it within 30 days.
Correct Inaccuracies
If something's wrong or outdated, let us know and we'll fix it promptly.
Request Deletion
Ask us to delete your data, though we might need to keep some records for legal compliance.
Withdraw Consent
If you've agreed to certain data uses, you can withdraw that consent anytime.
Lodge a Complaint
If you're unhappy with how we've handled your data, you can complain to us or to the Office of the Australian Information Commissioner.
How to Exercise Your Rights
Making a request is straightforward:
- Email our Privacy Officer at info@linarurone.com with your request
- We'll verify your identity to protect against fraud
- We'll process your request and respond within 30 days
- If we need more time for complex requests, we'll let you know
Data Security Measures
Keeping your information secure isn't optional for us. We've implemented multiple layers of protection:
Our technical measures include encrypted data transmission, regularly updated security protocols, and restricted access to personal information. Only staff who genuinely need access to perform their jobs can view your data.
But let's be honest—no system is 100% bulletproof. While we take security seriously and do everything reasonable to protect your information, we can't guarantee absolute security. If a breach occurs, we'll notify you as required by Australian law.
Data Retention Periods
We don't keep your information forever. Here's how long we typically hold different types of data:
- Active student records: Duration of your enrolment plus 7 years (Australian tax and education regulations)
- Marketing data: Until you unsubscribe or request deletion
- Website analytics: 26 months maximum
- Financial records: 7 years minimum (legal requirement)
- Support correspondence: 3 years after your last interaction
When we no longer need information, we securely delete or anonymise it. Financial records get archived according to Australian Taxation Office requirements.
International Data Transfers
Your data primarily stays in Australia. Our servers are located within the country, and we prefer Australian service providers.
However, some of our technology partners operate globally. For example, our email system and cloud storage might process data through servers in the United States or Europe. When this happens, we ensure these providers maintain privacy standards comparable to Australian requirements.
All international transfers comply with Australian Privacy Principle 8, which governs cross-border data disclosure. We only work with providers who commit to protecting your information appropriately.
Cookies and Tracking
Our website uses cookies—small text files stored on your device. They help us remember your preferences and understand how people use our site.
Types of Cookies We Use
- Essential cookies: Required for the website to function properly
- Performance cookies: Help us understand which pages are popular and how visitors navigate
- Functionality cookies: Remember your settings and preferences
You can control cookies through your browser settings. Blocking all cookies might affect some website functionality, but essential features should still work.
Children's Privacy
Our services target adults interested in financial planning education. We don't knowingly collect information from anyone under 18 without parental consent.
If you're a parent and believe your child has provided us with personal information, contact us immediately. We'll delete it promptly.
Changes to This Policy
Privacy practices evolve, and sometimes we need to update this policy. When we make significant changes, we'll notify you by email or through a prominent notice on our website.
Minor updates might happen without direct notification—things like clarifying existing practices or updating contact details. The "Last Updated" date at the top always reflects when we last modified this policy.
Continuing to use our services after changes means you accept the updated policy. If you disagree with modifications, stop using our services and contact us about deleting your account.